In your 20s, managing your finances may be an entirely new concept. For instance, you might be learning how to budget for the first time while navigating the beginnings of your career or figuring out how you’re going to pay down student loans.
Once you settle into your 30s, it’s time to start taking a closer look at your financial picture, particularly where your credit score and debt are concerned. While credit is a helpful tool for improving your score if used wisely, it can just as easily lead to debt if not.
If the big 3-0 is on the horizon or you’re already a part of the 30-something crowd, here’s how to make sure you’re on the right track when it comes to your credit score and debt.