The Haven Life guide to complicated life insurance terms
We try to make life insurance less hard. One place to start? Defining our industry’s complicated, but important, terminology.
Read moreLife Insurance Basics
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Does a term life insurance premium increase as you age?
Understand the difference between level term and annually renewable life insurance so you can make the right coverage decision for you and your family.
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How do actuaries define risky habits?
Regularly engaging in risky business? Here’s how it might affect your life insurance.
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What is term life insurance and how does it work?
It’s one of the most affordable types of coverage, and a simple way to provide protection for you and your family. Learn all about it in this quick guide.
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Do both my spouse and I need life insurance?
Life insurance can help protect your family from financial hardship. Discover when and why both you and your spouse should consider a policy.
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What are A.M. Best ratings?
A.M. Best is a rating agency that reports on the financial strength of insurance companies. Learn why life insurance ratings matter and how A.M. Best determines stability.
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What is universal life insurance?
Universal life insurance is a type of permanent insurance that combines fixed life insurance coverage with a cash value account. Here’s what you need to know.
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Should I buy variable life insurance?
Variable life insurance is a type of permanent life insurance that includes a cash value component that may grow over the life of your policy.
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What is cash value life insurance?
Cash value life insurance offers coverage for a lifetime with a cash value component that can grow over time. Understand how it differs from term life insurance and if it’s the right fit for you.
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What is whole life insurance?
There are many types of life insurance coverage. Learn the pros and cons of whole life insurance to figure out if this type of policy is right for you.
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