If life insurance could start over,
this is what it would be.

‘No Exam’ Life Insurance – Is It the Best Choice?

‘No Exam’ Life Insurance – Is It the Best Choice?

Life insurance is a valuable product for financially protecting your loved ones. But, the policy selection and buying process can be overly complicated.

It’s important to have options so you can get the right coverage for you and your family. However, there is such a thing as too many options, which can make the selection process overwhelming.

One of the most difficult life insurance options to understand? ‘No exam’ policies.

Does a Term Life Insurance Premium Increase?

Does a Term Life Insurance Premium Increase?

Most term life insurance policies don’t go up in cost every year. One type that does is an “annually renewable” term life insurance policy. The premium in an annually renewable policy starts out inexpensive (usually less than a level premium policy), but then the premium goes up every year as you age. And, the longer the term, the more expensive the premium becomes.

That said, we don’t sell that kind of policy.