Life Insurance

Does credit score affect life insurance premiums?

Can my credit score affect my life insurance premium?

Find out if your credit score can affect your eligibility for life insurance or how much you’ll pay for coverage.

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How a DNA test can affect your life insurance rates

Can taking a DNA test impact your life insurance rates?

Genetic testing is increasingly accessible and touching more areas of life. Here’s what you need to know about a DNA test’s potential impact on life insurance.

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How much life insurance do I need?

Deciding how much life insurance you need is part art, part science. Most experts recommend about five to 10 times your annual salary, which, as a general rule of thumb, is a good place to start.

But, does multiplying your salary by at least five times seem like enough?

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Close up of a couple drinking coffee with a small dog putting its head on a table

What is cash value life insurance?

Cash value life insurance offers coverage for a lifetime with a cash value component that can grow over time. Understand how it differs from term life insurance and if it’s the right fit for you.

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Mom and infant sit in the back of a truck

Do I need life insurance?

Life insurance is necessary in more cases than you might think. Here’s how to understand when you need life insurance and the protection it can provide for your loved ones.

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happy couple joking and laughing together

Life insurance is cheaper than ever. Why?

Life itself is expensive, but life insurance has become weirdly cheap.

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Pregnant mom watches smiling as dad and toddler play

What is a living benefits life insurance rider?

Living benefits riders can enhance your life insurance coverage to improve your life, in addition to providing a financial benefit to your loved ones after you die.

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mother and daughter sharing a meal

How is a life insurance agency different from a company?

An agency sells the product. A company makes the product. And understanding the capabilities of both can help you make an informed decision when buying life insurance.

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parents playing with and photographing their newborn baby

How to calculate your life insurance needs and premium

If you need life insurance, you need to know how to get it.

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End of life planning

How today’s adults are approaching tomorrow’s end-of-life planning

Haven Life conducted new research into how people are planning for their death and protecting their family.

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