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How Much Life Insurance Do I Need?

Deciding how much life insurance you need is equal parts art and science. A good rule of thumb is to get five to 10 times your annual salary, but whatever your situation is, you should make sure your policy is sufficient enough to:

  • cover your mortgage or any co-signed loans
  • cover day-to-day bills
  • send the kids to college
  • cover final expenses like medical bills or burial costs

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