When I was young, single and fit as a fiddle I applied for life insurance through my employer. Similar to this article, by all accounts I didn’t need life insurance. I wanted life insurance to leave a legacy, as my plans of being a pop diva never fully materialized and, to this day, no one is willing to put my mug on their tee when I die.
I have three nieces. I thought if I pass away, I had nothing to leave to them or other family or friends. Other than memories – and memories with me are fun – there would be nothing left of me. Poof! An inheritance to my nieces to help pay for college, their first home or to travel the world (my preference) would be a great legacy, I thought.