Why Haven Life

We’re a different kind of life insurance experience

Haven Life offers an easy way to digitally purchase a dependable and affordable term life insurance policy to help financially protect the people you love.

Get your quote
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five stars

April 11, 2019

This was my first experience with life insurance. I’ve spoken to many friends who had long drawn out experiences with life insurance. This was pretty quick from exam to policy. The customer service is excellent.


five stars

May 1, 2019

So straight forward and user friendly, I highly recommend Haven. Actually, it was fun to fill out. I wish all of my to do list items were this easy. Thank you!!

—Happy Customer

five stars

May 17, 2019

Kind response to calls plus frequent updates and directions by email to track progress of application.

—Debra Oliver

Read hundreds of other actual customer reviews at TrustPilot.com.

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We have your back. And MassMutual has ours.

Haven Life offers term life insurance coverage issued by MassMutual, one of the country’s oldest insurers, or its subsidiary C.M. Life. As a Haven Term policyholder, you’ll get to enjoy the personal attention of a modern life insurance agency and the feeling of comfort that comes from having coverage you can trust. (Who says you have to choose?)

About MassMutual

  • $5.3 Billion combined insurance and annuity benefits paid in 2018.1
  • A++ A.M. Best rating for financial strength and claims-paying ability2
  • 2019 World's Most Ethical Companies® by Ethisphere3
  • 100 score on the Human Rights Campaign Corporate Equality Index (2019)4
Learn more
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Just because something is important, doesn’t mean it has to be expensive

A $250,000, 20-year Haven Term policy starts at just $14.99/mo

Quote as of 6/18/19, based on a 30-year old female in excellent health.

So much more than a monthly bill

Haven Life Plus is a rider (think bonus feature) included in the Haven Term policy that gives you access to no cost or discounted services to help you live a healthier, more protected life.

We want Plus to be simple and rewarding. Kind of like the relationship we hope to build with you over the next 10, 20 or 30 years.

Some of the great services included with Haven Life Plus are:

  • A world-class fitness app with thousands of workouts and (most importantly) great music
  • An app that combines the latest sleep and neuroscience research to help prevent jet lag
  • A customized, state-specific, legally valid online will

Plus benefits are subject to state availability.

See more Plus services

Our promise to you:

No pressure. No upselling. No hassle.

We will respect your time and listen to your feedback.

The insurance jargon will be kept to a minimum.

We will never stop learning and looking for ways to improve.

five stars rating

December 12, 2018

Communication is key in nurturing the confidence necessary to commit to an insurance company. Haven Life (Mass Mutual) did not forget I am a person despite the digital process. My questions, concerns and clarifications about my application and policy were communicated timely and thoroughly giving me the confidence that my policy is in full effect, not only backed by a solid underwriter, but facilitated through a caring team of people!


Let's do this together

Got a question about Haven Life?
We have the friendliest customer support team in the world. (And they have the coffee mugs to prove it).

Average review rating 9.4/10. Accurate as of 4/1/19. View all reviews at trustpilot.com/havenlife.com

1 Source: MassMutual 2018 Annual and Corporate Responsibility Report

2 MassMutual and its subsidiaries C.M. Life Insurance Company and MML Bay State Life Insurance Company are rated by A.M. Best Company as A++ (Superior; Top category of 15). The rating is as of April 15, 2019 and is subject to change. MassMutual has received other ratings from different rating agencies.

3 Source: Ethisphere 2019 World’s Most Ethical Companies

4 Source: Human Rights Campaign 2019 Corporate Equality Index

5 Source: One-Third of Americans Spend More on Coffee Than on Investing, The Motley Fool, Jan 2018

6 Source: National Diaper Bank Network, Jul 2019

7 Source: Hulu just cut prices - here’s how it compares to other popular streaming services, CNBC, Feb 2019

Haven Life Plus (Plus) is the marketing name for the Plus Rider which is included as part of the Haven Term policy. The rider is not available in every state and is subject to change at any time. Neither Haven Life nor MassMutual are responsible for the provision of the benefits and services made accessible under the Plus Rider, which are provided by third party vendors (partners).