Join thousands of customers who love Haven Life

In 2015, Haven Life was started after our CEO tried to buy a life insurance policy to help financially protect his growing family. What he found was an unnecessarily complicated experience to purchase an exceedingly important product.

Haven Life exists to help make securing affordable term life insurance actually simple. By focusing on things like efficiency, transparency, honesty and policyholder needs, we’re proud that Haven Life has earned a 4.8 out of 5-star rating from customers.

Read Haven Life reviews straight from our customers.

An easy online application experience

Applying for a term life insurance policy with Haven Life can be done anytime and anywhere (the couch with some coffee is always a good spot). Most customers are able to get a quote for term life insurance coverage and easily complete their online application in under 20 minutes. And that’s not because it’s some kind of race, but rather because Haven Life provides all of the tools and resources you need to confidently DIY. We’re working hard behind the scenes to make this process as smooth as possible for you, so you can buy an insurance policy that fits your needs.

Dependable life insurance coverage at affordable rates

Every insurance policy sold by Haven Life is issued by MassMutual, one of the country’s oldest and most reliable life insurance companies. Considering that life insurance is really a promise to financially protect your loved ones for the next 10, 20 or even 30 years, it’s good to know that your insurance policy is written by an insurance company that has been in business for more than a century.

Beyond dependability, Haven Life prioritizes selling term life insurance products that are a good value for every budget. Our medically underwritten Haven Term policy provides term lengths ranging from 10 to 30 years, robust coverage amounts up to $3 million, and all at pricing that’s competitive across the industry. With a term life policy, you get level premiums that remain the same for the duration of your term. For example, if your premium is $30 per month for a 30-year, $500,000 term life insurance policy, it will remain that price for the next 30 years.

A hassle-free medical exam experience (when it’s needed)

We understand that for many the need to take a life insurance medical exam is a less-than-desirable added task to your already busy lives. While we aim to provide no medical exam term life insurance coverage to as many customers as possible, the reality is that many applicants will still need to take an exam to finalize coverage.

Once an application is submitted for a life insurance policy, you will be notified if you qualify for our InstantTerm, no medical exam experience. If a medical exam is required, please know we aim to make the experience as easy and convenient as possible for you.

Please keep in mind: it’s important to be honest on your life insurance application. Payment of the policy (called a death benefit) is based on the truthfulness of answers provided in the application.

World’s best customer success team. (Really)

Being a digital-first life insurance innovator doesn’t mean that real, empathetic, human customer support isn’t important. While we receive rave reviews for the ease of buying life insurance, we find that customers are equally delighted by the expertise and helpfulness of our customer success team.

Whether it’s through email, phone or live chat (pick your preference), we’re always ready to lend a hand.

But, we’re not perfect

To date, we’ve helped thousands of people secure life insurance coverage, and we’ve got a near-perfect review rating from those customers to show for it. 

We’re extremely proud of that fact, but near-perfect is not perfect. We know there’s always room for improvement. That’s why we will never stop listening, learning and trying to do right by our customers. That’s our promise to you.

Whether its follow-up questions, more payment options or just a typo in an email, please let us know. We want to be getting better every day.

From quote through the application process to starting your coverage and beyond, Haven Life is committed to providing you with the very best life insurance experience. To us, a policyholder is far more than a policy number, and whether it’s celebratory annual reports or no-cost bonus offerings like an online will or just lending an empathetic ear, we’ve got your back. And that sentiment is all reflected in the Haven Life reviews you have read.

See for yourself what all of the fuss is about by getting your free term life insurance quote now.