If life insurance could start over,
this is what it would be.

Why It’s Time to Buy Life Insurance Online

Why It’s Time to Buy Life Insurance Online

Simple. Transparent. Efficient.

Those words typically aren’t associated with the traditional way of purchasing life insurance.

And that’s exactly why we invented a new way.

Millions of Americans have owned life insurance since the industry’s inception in the 1700s. It’s one of the few products that’s just as important today as it was 300 years ago. Why? Because a life insurance policy remains one of the best ways to ensure that your loved ones are financially taken care of if you were to die.

But just because something is important doesn’t mean it needs to be complex.

If you haven’t purchased term life insurance before, the traditional process can be… long.

Applying for life insurance and getting approval on coverage can take several weeks. It includes phone calls, emails, faxes and a medical exam — all with no promise of coverage.

Then there’s Haven Life’s method…

Buying Life Insurance Online

If you’re one of the millions of people who prefer doing things like banking and setting your thermostat and searching for a soulmate online, then you’re probably going to prefer purchasing life insurance online, as well.

At Haven Life, we created the only affordable term life insurance policy that you can purchase entirely online. And some qualified, healthy applicants don’t need to take a medical exam.

It’s not any less quality of life insurance because we’re backed by MassMutual, a top-rated life insurer with more than 160 years of experience. It’s just a lot easier.

Life insurance isn’t one-size-fits-all. Click here to find out how much coverage you really need.

How It Works

1. Determine your needs or get a quote: You can use our life insurance calculator to determine how much coverage you need and what the pricing will be. If you already know how much coverage you want, skip straight to getting a life insurance quote.

2. Apply and receive an offer: Fill out the application online and our proprietary algorithm immediately makes you an offer for insurance coverage.

3. Start coverage: If you like the offer, upon approval, make your first premium payment to get your Haven Term coverage started right away.

4. Complete your medical exam (if needed): Many Haven Term buyers are not required to take a medical exam. However, if we need you to take an exam in order to finalize coverage, you’ll have up to 90 days to complete it. Assuming the medical exam doesn’t uncover any new information that wasn’t represented in your application, we’ll finalize your policy premium rate based on the quote originally offered.

If you need help along the way, our incredible (seriously, they’re lovely) customer service staff is available via your preferred contact method of choice: phone, email and chat.

Life insurance has and will remain a necessity because of what it offers: an opportunity to protect the important people in your life. We haven’t changed that. We just present a new way to achieve that peace of mind.

Term life insurance is more affordable than you think. Get your free quote.

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