Disability Insurance

Featured

Providing families with affordable, short term disability insurance.

Disability Insurance | Disability Insurance Basics
How are disability benefits calculated?
The formula for disability benefits from the Social Security Administration is complicated. (Like, really complicated.) Here’s what to know
Read more
Disability Insurance | Disability Insurance Basics
How does disability insurance work?
No matter how careful you are, things happen. If you’re sick or injured and can’t work, disability insurance helps replace a portion of your income while you get back on your feet.
Read more
Disability Insurance | Disability Insurance Basics
What are the requirements for disability insurance?
In addition to affordable term life insurance, Haven Life also offers short-term disability insurance policies. Here’s what you need to know before you apply.
Read more
Disability Insurance | Disability Insurance Basics
What does disability insurance cover?
Many people seem to think of disability insurance as accident protection insurance. That’s certainly a benefit of disability coverage, but it’s far from the only one.
Read more

Disability Insurance | Shopping for Disability Insurance
5 times long-term disability insurance makes sense
A financial professional’s take on when it might make sense to consider purchasing long-term disability insurance.
Read more
Disability Insurance | Shopping for Disability Insurance
5 times short term disability insurance makes sense
Short-term disability insurance can help cover financial needs during a period when an illness or injury prevents you from working.
Read more
Disability Insurance | Shopping for Disability Insurance
How much does disability insurance cost?
As a rule of thumb, you can expect to pay between 1-3% of your annual salary for disability coverage, but there are a lot of factors that determine how much you’ll need to spend.
Read more