Why life insurance
Life insurance is a financial safety net for your partner, your kids, your life...
Read moreIf you’re considering a term life insurance policy, you may already know that a good life insurance policy can help protect your family’s finances—but not everybody knows that Haven Life offers additional benefits and services that can help you save money, keep track of important financial documents, and even help you summon the mental and physical energy to help ward off financial burnout.
How can you access these benefits? It’s simple. With Haven Life Plus, a life insurance rider available to eligible Haven Term policyholders, you’ll have access to a suite of bonus services that includes online file storage, an end-of-life planning guide, the ability to create a will or a trust at no cost and the opportunity to save money on family health services. Eligible Haven Life customers can also take advantage of other cost-saving benefits such as a no-cost on-demand fitness app. (By definition, it’s much cheaper than a gym membership. Just saying.)
If your finances have taken up a lot of mental energy these days, let Haven Life help you turn that energy from negative to positive. Eligible Haven Term policyholders get not only the peace of mind that comes with a good life insurance policy, but also some tools that can help you get organized and better manage your finances.
Before you can start managing your money, you need to get all of your important financial documents into one place—and LifeSite is ready to help. We like to think of LifeSite as a virtual pegboard; not only does LifeSite provide an outline of which documents are worth saving, but it also offers the kind of organizational structure that allows you to retrieve and share your most important documents quickly.
With no-cost access to this top online file storage service, you’ll not only save money but also be able to organize and access documents that can help you create and balance a budget, stay on top of taxes, and even keep track of passwords for all of those streaming media services you’re subscribed to—which might incentivize you to cancel a few of those subscriptions and put that money directly toward any debt you might have.
Life insurance is a financial safety net for your partner, your kids, your life...
Read moreWe don’t have to tell you how important a Last Will and Testament can be, in terms of protecting your family’s finances and providing a legacy for your loved ones. However, a lot of people procrastinate on these important documents, either because they aren’t sure how to begin or because they’re worried about the cost.
That’s why Haven Life Plus partnered with Trust & Will, an online estate planning service designed to make it as easy as possible for you to create the documents you need to protect your family. Eligible Haven Term policyholders have the opportunity to create one individual or couples trust, will or guardian plan for no cost—and since these services often cost as much as $699, that’s a significant savings opportunity.
Getting your will, trust or guardian plan in place is only the first step in preparing for life’s final events. Eligible Haven Life customers also receive a full pre-plan premium membership to Lantern, an end-of-life planning service that can help you document your life in a way that makes it easier for you and your family to navigate your death—from how to access your online bank accounts to what music you’d like played at your funeral.
How can Lantern help you manage your finances? Well—many people don’t realize how expensive funerals can be, not to mention the time it might take your loved ones to go through your digital accounts, profiles, apps and services. By creating an end-of-life planning document with Lantern, you can help ensure that any funerals, memorials or remembrance services remain affordable. You can also save your family time—and the lost income associated with missing work—by ensuring that your digital footprint is organized and easy to manage.
Life insurance is a financial safety net for your partner, your kids, your life...
Read moreWe’ve spent a lot of time explaining how Haven Life Plus can save you money on end-of-life planning—but Eligible Haven Term policyholders also have the opportunity to save money on common middle-of-life scenarios, such as trips to the local health clinic.
Whether you’re looking for a quick COVID-19 test or are hoping to keep your kid’s conjunctivitis from spreading, CVS MinuteClinics are there when you need them—and with Haven Life Plus, you can save 15% on any single MinuteClinic service (excluding items and services paid for by health insurance or other insurances). Put the money you save toward any debt you might be carrying—and get well soon.
One of the best ways to manage your money is by managing your mind and body. Stress leads to short-term thinking, including impulse purchases—and by focusing on mental and physical fitness, you may give yourself the energy you need to focus on long-term financial planning and achieve your money goals.
Once again, Haven Life Plus can help. Eligible Haven Life customers get no-cost access to Aaptiv, an on-demand fitness app that can help you not only get in the best workouts for your body, schedule and goals but also practice mindfulness through guided meditation and other stress-reducing tools. Aaptiv even offers exercises that can help you sleep better—all of which can set you up for a day of smart financial decisions.
If you’re enjoying the sleep boost you’re getting from Aaptiv, we have one more suggestion for you. Eligible Haven Term policyholders can access a no-cost, unlimited jet lag plan from Timeshifter, an app designed to help you travel between time zones without losing sleep. Use Timeshifter to balance your caffeine intake, plan your naps and make travel less hard—and use the energy you get from your timeshifted rest to tackle your next big financial project.
Nicole Dieker has been a full-time freelance writer since 2012, with a focus on personal finance and habit formation. In addition to Haven Life, her work regularly appears at Lifehacker, Bankrate, CreditCards.com, and Vox. Dieker spent five years as a writer and editor for The Billfold, a personal finance blog where people had honest conversations about money, and is the author of Frugal and the Beast: And Other Financial Fairy Tales.
Read more by Nicole DiekerHaven Life is a customer-centric life insurance agency that’s backed and wholly owned by Massachusetts Mutual Life Insurance Company (MassMutual). We believe navigating decisions about life insurance, your personal finances and overall wellness can be refreshingly simple.
Haven Life is a customer centric life insurance agency that’s backed and wholly owned by Massachusetts Mutual Life Insurance Company (MassMutual). We believe navigating decisions about life insurance, your personal finances and overall wellness can be refreshingly simple.
Our content is created for educational purposes only. Haven Life does not endorse the companies, products, services or strategies discussed here, but we hope they can make your life a little less hard if they are a fit for your situation.
Haven Life is not authorized to give tax, legal or investment advice. This material is not intended to provide, and should not be relied on for tax, legal, or investment advice. Individuals are encouraged to seed advice from their own tax or legal counsel.
Haven Term is a Term Life Insurance Policy (DTC and ICC17DTC in certain states, including NC) issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001 and offered exclusively through Haven Life Insurance Agency, LLC. In NY, Haven Term is DTC-NY 1017. In CA, Haven Term is DTC-CA 042017. Haven Term Simplified is a Simplified Issue Term Life Insurance Policy (ICC19PCM-SI 0819 in certain states, including NC) issued by the C.M. Life Insurance Company, Enfield, CT 06082. Policy and rider form numbers and features may vary by state and may not be available in all states. Our Agency license number in California is OK71922 and in Arkansas 100139527.
MassMutual is rated by A.M. Best Company as A++ (Superior; Top category of 15). The rating is as of Aril 1, 2020 and is subject to change. MassMutual has received different ratings from other rating agencies.
Haven Life Plus (Plus) is the marketing name for the Plus rider, which is included as part of the Haven Term policy and offers access to additional services and benefits at no cost or at a discount. The rider is not available in every state and is subject to change at any time. Neither Haven Life nor MassMutual are responsible for the provision of the benefits and services made accessible under the Plus Rider, which are provided by third party vendors (partners). For more information about Haven Life Plus, please visit: https://havenlife.com/plus