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Get a term life insurance quote without giving personal information

You can get a personalized life insurance quote without giving up private information. Here’s how.

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If you’ve ever wondered how much personal information you need to divulge for a life insurance agency to give you a personalized quote, the answer may surprise you: none. You might wonder why an organization needs to know your name, your address or phone number in order to give you an accurate quote. With Haven Life, that’s not the case.

That’s not to say that you’re not special – you’re still as unique as a snowflake, and your DNA sequence remains different from that of the other 7.5 billion people on earth – but to enable a life insurance agency or company to make a more precise calculation for you, the following information is all they need to know about you:

  •    Your date of birth
  •    Your gender
  •    Your health
  •    Your home state or 5-digit ZIP code (not your actual address)
  •    Whether you smoke
  •    What length of coverage you want

Quotes are a great way to estimate and price compare life insurance policies. Here’s an example of the information you need to provide to Haven Life Insurance Agency in order to get a quote for term life insurance issued by MassMutual for a 35-year-old woman in excellent health who wants a $500,000 policy for 20 years:

A short, fill-in-the-blank form only asking a few questions

And here’s the kind of quote that will be generated as a result:

A results box with an estimate range

If this all looks straightforward and pleasantly private, that’s because it is. The information is personalized for you, yet you remain anonymous. It takes a minute or two to enter your data, and you’re instantly shown a quote. It’s also worth noting that while you’re on this page, you can get different quotes based on different amounts of coverage and term length. Perhaps you’d like to see what it would cost for $750,000 of coverage for 20 years – just change those numbers and generate a new quote.

You can even use this page to satisfy your curiosity: If you want to know what life insurance would cost if you were older (the answer is “more,” so it’s better to buy it sooner rather than later), you can also enter a different age and get a new quote. Just bear in mind that when you actually apply you’ll need to supply your driving license or Social Security number, both of which feature your actual age. But again, that’s only if you liked the quote and now you’re actually applying for life insurance (in which case you’ll be happy to give the company your information, because how else could they make sure the money goes to the right place in an emergency?).

If all you want is a quote, there’s no need to give up any personal information with Haven Life, not even an email address, unless you want information sent to you. Remember that quotes are only estimates. Fortunately, it’s simple to apply online with Haven Life and get your personalized-to-you rate.

Life insurance is more affordable than you think

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Michael Davis is a freelance writer and editor who has covered everything from fashion and music to parenting, work, and finance. He has been a chef, restaurateur and record label owner. Opinions are his own.

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Our editorial policy

Haven Life is a customer-centric life insurance agency that’s backed and wholly owned by Massachusetts Mutual Life Insurance Company (MassMutual). We believe navigating decisions about life insurance, your personal finances and overall wellness can be refreshingly simple.

Our editorial policy

Haven Life is a customer centric life insurance agency that’s backed and wholly owned by Massachusetts Mutual Life Insurance Company (MassMutual). We believe navigating decisions about life insurance, your personal finances and overall wellness can be refreshingly simple.

Our content is created for educational purposes only. Haven Life does not endorse the companies, products, services or strategies discussed here, but we hope they can make your life a little less hard if they are a fit for your situation.

Haven Life is not authorized to give tax, legal or investment advice. This material is not intended to provide, and should not be relied on for tax, legal, or investment advice. Individuals are encouraged to seed advice from their own tax or legal counsel.

Our disclosures

Haven Term is a Term Life Insurance Policy (DTC and ICC17DTC in certain states, including NC) issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001 and offered exclusively through Haven Life Insurance Agency, LLC. In NY, Haven Term is DTC-NY 1017. In CA, Haven Term is DTC-CA 042017. Haven Term Simplified is a Simplified Issue Term Life Insurance Policy (ICC19PCM-SI 0819 in certain states, including NC) issued by the C.M. Life Insurance Company, Enfield, CT 06082. Policy and rider form numbers and features may vary by state and may not be available in all states. Our Agency license number in California is OK71922 and in Arkansas 100139527.

MassMutual is rated by A.M. Best Company as A++ (Superior; Top category of 15). The rating is as of Aril 1, 2020 and is subject to change. MassMutual has received different ratings from other rating agencies.

Haven Life Plus (Plus) is the marketing name for the Plus rider, which is included as part of the Haven Term policy and offers access to additional services and benefits at no cost or at a discount. The rider is not available in every state and is subject to change at any time. Neither Haven Life nor MassMutual are responsible for the provision of the benefits and services made accessible under the Plus Rider, which are provided by third party vendors (partners). For more information about Haven Life Plus, please visit: https://havenlife.com/plus.html

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