How Do I Know If I Need Life Insurance?

what you need to know about life insurance

The Insider’s Guide to Life Insurance

How Do I know If I Need Life Insurance?

Understanding your life insurance needs is actually pretty easy. You have to simply ask yourself, “Do I have people who rely on me for financial support?” If the answer is, “Yes” then you probably need some amount of life insurance coverage.

Life insurance can help your loved ones maintain their life as normally as possible (financially) if you’re gone. The proceeds of a life insurance policy can help pay the mortgage or other co-signed loans, cover day-to-day bills, or put the kids through school. It’s also very helpful for covering end of life expenses like a funeral or any leftover debts or medical bills.

When you have people who rely on you for financial support, the responsible thing to do it consider buying life insurance. And trust us, the peace of mind is worth it.

If you’re still unsure whether life insurance is for you, try out our free calculator. Don’t worry, we’ll tell you if you don’t need it, too.

Life insurance needs aren't one-size-fits-all.

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Real Rate is based on your application and third party data obtained during underwriting.

Haven Term is a Term Life Insurance Policy (DTC 042017 [OK1] and ICC17DTC in certain states, including NC) issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001 and offered exclusively through Haven Life Insurance Agency, LLC. Policy and rider form numbers and features may vary by state and may not be available in all states. In NY, Haven Term is DTC-NY 1017. In CA, Haven Term is DTC-CA 042017. Our Agency license number in California is OK71922 and in Arkansas, 100139527.

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