Why life insurance makes a perfect Mother’s Day gift
Isn’t it obvious? But just in case, here are a few reasons why.
Looking for a great last-minute Mother’s Day present? Well, take it from us: Pharmacy flowers are not the answer. So what is the answer? A term life insurance policy. It might not seem obvious—it’s hard to wrap and doesn’t come in a luxurious box. But what it lacks in pizazz it more than makes up for in impact. By purchasing a life insurance policy and naming your loved one as the beneficiary, the mother to your children—or your sister, cousin, aunt, or anyone you know who’s a mom, really— will know how much you care. Here’s what we mean.
Let’s face it: If you’re reading this, you’ve waited until the last minute. Chances are, the stores are sold out of her size in that robe you were going to get her. Or if they have it, shipping delays caused by the coronavirus mean you can’t get it in time. (Pro tip: Mother’s Day gifts given on Memorial Day are not typically well received.) That kitchen renovation you promised isn’t happening, either. Breakfast in bed? That requires, like, a whole trip to the grocery store. And cooking skills. And fully-stocked grocery shelves.
But guess what: You can apply for term life insurance online and, if approved, start coverage instantly. This gives you plenty of time to keep procrastinating (not that you should do that) on writing a thoughtful card that features your new term life insurance policy number.
Hear us out—how many gifts can you give that truly last for decades, are completely personal, and demonstrate the depth of your love and commitment? Let’s just say chocolates don’t compare. Taking out a life insurance policy that would be paid to your partner if anything were to happen to you, is an impactful way of saying “I love you.”
And also: “Thank you.” That’s because you’re giving a promise that, should the worst come to pass, your partner and your children will still be taken care of. You’re essentially helping to handle their needs and expenses from beyond the grave, which is perhaps the ultimate form of appreciation. And it’s certainly going to last longer than a bunch of flowers.
Maybe this is your first Mother’s Day with children. Maybe it’s your eleventh. Maybe your first child is on the way, in which case, yes, you still need to give a Mother’s Day present. Whatever the case, your life is so much bigger now. It’s not just about you, or you and your partner. It’s about your family, and there are certain things you can do now to take care of your family far into the future. One of those steps? Getting regular exercise, so you’re at your best day in and day out for as long as possible. And oh yeah: Getting life insurance. Life insurance becomes a must-have when you have a partner and little ones who rely on you financially. If that’s you and you don’t have life insurance, then it’s time.
Whether you get a 10-, 20- or 30-year term, you’ll be providing for your family in the event the worst should happen during those years. And whether you get a $1 million term life insurance policy or a little less (or more) in coverage, you’ll be helping take care of their expenses (tax-free) in both the near- and far-term. This can include the cost of a funeral to your children’s college expenses or anything in between. This truly is the gift that keeps on giving.
What our customers say about rates
Dec 1, 2020
Haven Life was very easy to use
Haven Life was very easy to use. Application was simpler than other companies, and the medical exam was convenient, with someone coming to my house to do it. Rates were low and they are backed and owned by Mass Mutual, which is a highly rated company (if you're concerned about solvency). Highly recommend.
–JD Marlowread more at
Sep 2, 2020
I got quotes from 3 different…
I got quotes from 3 different companies. HavenLife did not deviate from the quote until it was issued. 1. Process was easy and quick 2. Received continuous support 3. Decision was fast 4. Filling up online was not offered by other 2 companies.
–Sriread more at
Aug 6, 2020
Website was easy to use
Website was easy to use. Great price for my insurance
–Yanyanread more at
Jun 17, 2020
Haven Life company provides a great product, price and website !!!
Haven Life company provides a great rate and a very easy to use process with a simple website to access. This is one of the best websites to use. I highly recommend this company.
–jamesread more at
May 21, 2020
Helped answer my question
Helped answer my question. I can’t believe what a good rate I’m getting, too!
–Sarahread more at
It’s more affordable than you think
The perfect Mother’s Day gift is probably a lot more affordable than you think. A healthy 35-year-old man can buy a 20-year, $500,000 term life insurance policy for about $24 per month. Need we say more?
It’s the times
Maybe you’ve noticed, but there’s a global pandemic happening right now, and unfortunately, no one knows when and how it will all end. But suffice it to say, it’s been an important reminder that life-changing events—including highly contagious fatal viruses—can happen quickly. If you wait until you’re older, you’ll likely pay far more in premiums than you will when you’re young and healthy. And it’s the tragic truth: awful things can happen to the young and healthy, too.
It’s more than just life insurance
Fun fact: Haven Life customers also enjoy the privileges of the Haven Life Plus rider, a suite of services, many of which are offered at no charge to the Haven Term policy. This includes a year’s subscription to the fitness app Aaptiv, free trust and will services from the appropriately named Trust & Will, free use of the jetlag-fighting Timeshifter app, and more. In other words, you’re not just giving the peace of mind that comes with term life insurance. You can also give your partner the promo code for a virtual gym membership (make sure you offer to watch the kids) and a good night’s sleep for when we can all start traveling again.
It’s Fast. Romantic. Powerful.
Now you understand, life insurance is a Mother’s Day gift that truly checks all the boxes. The only question, then: How are you going to top this gift next year?
About Louis Wilson
Louis Wilson is a freelance writer whose work has appeared in a wide array of publications, both online and in print. He often writes about travel, sports, popular culture, men’s fashion and grooming, and more. He lives in Austin, Texas, where he has developed an unbridled passion for breakfast tacos, with his wife and two children.Read more by Louis Wilson
Our editorial policy
Haven Life is a customer-centric life insurance agency that’s backed and wholly owned by Massachusetts Mutual Life Insurance Company (MassMutual). We believe navigating decisions about life insurance, your personal finances and overall wellness can be refreshingly simple.
Our editorial policy
Haven Life is a customer centric life insurance agency that’s backed and wholly owned by Massachusetts Mutual Life Insurance Company (MassMutual). We believe navigating decisions about life insurance, your personal finances and overall wellness can be refreshingly simple.
Our content is created for educational purposes only. Haven Life does not endorse the companies, products, services or strategies discussed here, but we hope they can make your life a little less hard if they are a fit for your situation.
Haven Life is not authorized to give tax, legal or investment advice. This material is not intended to provide, and should not be relied on for tax, legal, or investment advice. Individuals are encouraged to seed advice from their own tax or legal counsel.
Haven Term is a Term Life Insurance Policy (DTC and ICC17DTC in certain states, including NC) issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001 and offered exclusively through Haven Life Insurance Agency, LLC. In NY, Haven Term is DTC-NY 1017. In CA, Haven Term is DTC-CA 042017. Haven Term Simplified is a Simplified Issue Term Life Insurance Policy (ICC19PCM-SI 0819 in certain states, including NC) issued by the C.M. Life Insurance Company, Enfield, CT 06082. Policy and rider form numbers and features may vary by state and may not be available in all states. Our Agency license number in California is OK71922 and in Arkansas 100139527.
MassMutual is rated by A.M. Best Company as A++ (Superior; Top category of 15). The rating is as of Aril 1, 2020 and is subject to change. MassMutual has received different ratings from other rating agencies.
Haven Life Plus (Plus) is the marketing name for the Plus rider, which is included as part of the Haven Term policy and offers access to additional services and benefits at no cost or at a discount. The rider is not available in every state and is subject to change at any time. Neither Haven Life nor MassMutual are responsible for the provision of the benefits and services made accessible under the Plus Rider, which are provided by third party vendors (partners). For more information about Haven Life Plus, please visit: https://havenlife.com/plus.html
What our customers are saying
Apr 17, 2021
Very professional and responsive.
Very professional and responsive.
–Gerard Acklinread more at
Apr 15, 2021
The process of applying for life…
The process of applying for life insurance with Haven Life was very seamless and simple, and the rates were even better. Overall a 5-star experience.
–Verified Buyerread more at
Apr 14, 2021
Very early but very encouraging.
I just started with Haven Life last week. The process to enroll on-line was very simple and straightforward. When an issue came up with my history they communicated the problem and together it was rectified. I had decided to use Haven Life after researching on the web. They came up in the top or number one in most if not all lists.
–Adam Ackerread more at
Apr 14, 2021
Excellent company to work with!!
Excellent company to work with!!
–Lanceread more at
Apr 13, 2021
My experience and rate quote
I was pleased with my rate quote and the ability to choose different amounts after I was approved. Haven scheduled my exam quickly and their website is easy to navigate during the process. I know underwriting takes time as to ensure a client is insurable, but I felt my underwriting process was quite lengthy. Part of it was my doctor had retired and getting medical records took some time on the clinic's end. I would have liked for Haven to be more proactive in informing me more about the details of the delays, but they did so when I contacted them. Customer service was very courteous. Underwriting was very thorough evidently, but I am fine with that as it allowed me to get preferred rates. I would recommend Haven to a friend. If the communication would have been more proactive and the process a little less lengthy (it was about 3 months start to finish), I would rate them 5 stars
–RJ IIIread more at