Growing up is far from easy, and you have a long road ahead of you, but it is my job (as your parent) to set you up for success (however one defines that word) when you become an adult. Based on what I know of the world, here is my advice.
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Make the most of dinner with family and friends from now on.
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Often, when children ask blunt questions about wanting toys, seeing bigger homes, or being rich or poor, they’re dismissed as being “impolite” or told it’s “none of their business” instead of getting a truthful answer. This sets a lesson that money is a topic to be avoided or that it’s rude to seek out financial information that they’re curious about. One of the biggest financial lessons we can teach our children is how to budget responsibly and realistically. By the time a child is in their early teens, they should be more than capable of doing the basic math involved with household budgeting.
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The first step in raising a child who appreciates everything? Accepting that your child will absolutely not appreciate everything.
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Hi, it’s us here at Snapfish, and we are so thrilled you have decided to brighten our world with your tiny, beautiful bundle of joy, of whom you have taken 8,921 photos. Thank you for uploading them to our site!
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As someone who is experiencing the joys of sharing a living space with a toddler (and sharing my physical body with another tiny, growing human), I know first hand the exhaustion that we experience as parents. Of course, there’s the adventures, fun, cute memories and things they say, but at this stage in life, being routinely tired is a part of every day.
This exhaustion can make it easy to think that there are lessons we can skip over, push to a later date, or trust that our children will simply “pick up” on their own without our guidance. The topic this most often occurs with? Money.
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If you’ve made the commitment to start or grow your family, chances are you know the excitement, stress, joy, and fear that come along with the decision. These feelings are closely followed by an array of questions regarding your finances and how to raise a child in general, that never seem to disappear.
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As love is in the air, thanks to Saint Valentine, it’s a good time to think about same-sex weddings and the pressures to stick to traditional wedding norms.
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It’s easy to find yourself thinking, “I’ll be so much happier when I get a raise.” Then, you get a raise and feel like your financial situation has drastically changed. You can afford to save a little more per month or maybe even make that much-sought-after upgrade to your home.
But after a few months, you get used to the new salary, and the cycle begins again of waiting for that next pay increase to feel like you have enough money to live comfortably.
Many of us get the same feeling when we buy a house. What was once a gleaming home that filled you with pride is now a constant reminder of everything you want to fix.
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I was 25 years old when the stock market crashed. Barely earning $30,000 per year, my savings account was thin, and I worried about losing my job.
It was hard to ignore the media’s predictions of doomsday scenarios and how we needed to protect ourselves. So, when I witnessed a 50% drop in my meager retirement savings account, I panicked.
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