MassMutual is taking care of the front line healthcare workers who take care of us
The new program from MassMutual offers free term life insurance to eligible frontline healthcare workers.
While it often feels like the coronavirus pandemic has been going on forever and a day, the reality is that it’s only been about four months since the country first went into quarantine. In other words, things have been developing quickly. Luckily, our brave first responders have been leading the fight, working tirelessly day and night, often at great personal risk, to ensure that our loved ones are cared for during this unprecedented time.
They have done all this with little warning, relying on their training to respond to a fast-moving development like this highly contagious global virus. And in turn, we at Haven Life are proud to be part of an urgent response to those healthcare responders’ quick work. Specifically, our parent company MassMutual launched a new program giving qualifying frontline healthcare workers in all 50 states free 3-year term life insurance policies valued up to $25,000 — and it was initially launched in a mere three weeks.
The program is called HealthBridge, and it’s offered by MassMutual as an extension of its LifeBridge program. “We have all witnessed the rapidly changing COVID-19 landscape, with some states — once thought to be less impacted or trending downward — surging with new cases. With that surge, we see the need to continue expanding our efforts with HealthBridge,” said Roger Crandall, MassMutual Chairman, President and CEO. “We are now able to offer free term-life policies to healthcare workers selflessly serving patients battling COVID-19 across the entire country. The need to expand our coverage area and protect these brave and resilient individuals is not only necessary, it’s paramount.” These free policies total $3 billion of free life insurance for eligible healthcare professionals and volunteers fighting on the front lines of the pandemic. (And yes, that’s billion with a “b.”)
“HealthBridge is available to the doctors, nurses, lab technicians and other healthcare professionals who have been leading the battle against COVID-19. It’s available nationwide. As part of the larger MassMutual community, it’s how we get to say thank you, and take care of those who have served so selflessly.
If you are a healthcare worker, or know someone who is, and want to learn more about this program (including whether you are eligible), you can apply online, a process that should only take a few minutes. (No medical exam is required; these are guaranteed issue policies for those who qualify). Applicants must meet requirements like being between the ages of 18 and 60, having U.S. citizenship and residency or a permanent residency status, be recently actively employed or volunteering at least 10 hours per month at a facility testing, treating or evaluating patients for COVID-19, and working in a role with exposure risk to this fast-moving disease.
Questions? You can contact email@example.com or call 812-496-2956.
We are proud to be part of a larger community that is finding a way to give back during this challenging time.
About Louis Wilson
Louis Wilson is a freelance writer whose work has appeared in a wide array of publications, both online and in print. He often writes about travel, sports, popular culture, men’s fashion and grooming, and more. He lives in Austin, Texas, where he has developed an unbridled passion for breakfast tacos, with his wife and two children.Read more by Louis Wilson
Our editorial policy
Haven Life is a customer-centric life insurance agency that’s backed and wholly owned by Massachusetts Mutual Life Insurance Company (MassMutual). We believe navigating decisions about life insurance, your personal finances and overall wellness can be refreshingly simple.
Our editorial policy
Haven Life is a customer centric life insurance agency that’s backed and wholly owned by Massachusetts Mutual Life Insurance Company (MassMutual). We believe navigating decisions about life insurance, your personal finances and overall wellness can be refreshingly simple.
Our content is created for educational purposes only. Haven Life does not endorse the companies, products, services or strategies discussed here, but we hope they can make your life a little less hard if they are a fit for your situation.
Haven Life is not authorized to give tax, legal or investment advice. This material is not intended to provide, and should not be relied on for tax, legal, or investment advice. Individuals are encouraged to seed advice from their own tax or legal counsel.
Haven Term is a Term Life Insurance Policy (DTC and ICC17DTC in certain states, including NC) issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001 and offered exclusively through Haven Life Insurance Agency, LLC. In NY, Haven Term is DTC-NY 1017. In CA, Haven Term is DTC-CA 042017. Haven Term Simplified is a Simplified Issue Term Life Insurance Policy (ICC19PCM-SI 0819 in certain states, including NC) issued by the C.M. Life Insurance Company, Enfield, CT 06082. Policy and rider form numbers and features may vary by state and may not be available in all states. Our Agency license number in California is OK71922 and in Arkansas 100139527.
MassMutual is rated by A.M. Best Company as A++ (Superior; Top category of 15). The rating is as of Aril 1, 2020 and is subject to change. MassMutual has received different ratings from other rating agencies.
Haven Life Plus (Plus) is the marketing name for the Plus rider, which is included as part of the Haven Term policy and offers access to additional services and benefits at no cost or at a discount. The rider is not available in every state and is subject to change at any time. Neither Haven Life nor MassMutual are responsible for the provision of the benefits and services made accessible under the Plus Rider, which are provided by third party vendors (partners). For more information about Haven Life Plus, please visit: https://havenlife.com/plus.html
What our customers are saying
Feb 25, 2021
She was wonderful and answered all my…
She was wonderful and answered all my questions
–Ayhannaread more at
Feb 24, 2021
For us older folks
This is for us older folks. I decided to finally get some term life insurance or should I say with a twist of the arm from my wife. I am 64 years old. Just to clarify, I am in very good health, lean and very active. Only had a lumbar fusion surgery. Anyway, I compared two companies based on my research that included this company and my current insurance company that will remain nameless other than they attract former military. So, I read other reviews about this company requiring a health examination,etc, etc. same holds true with that other company. Of course a company will perform their due diligence and base their decision on your overall health especially at my age compared to a thirty year old! I can not fault them. I already had a medical exam with that other company as I waited for their obtaining my medical records from my local VA Medical Center. I informed Haven Life of this and they were able to obtain a copy of the medical exam (no need to have performed twice) and received my VA records. This process takes time and it is not the fault of the company. I estimate the process took approximately 5 to 6 weeks. Unlike the first company, I strongly feel Haven Life (special recognition to Catherine) provided service excellence by keeping me informed along the way and listening to my concerns. Haven Life offered me a much better rate than the for mentioned. I expected to pay a much higher rate at my age but it is what it is. Bottom line here for us older folks (I believe you must obtain this insurance under age 65) is if you are prepared to pay higher premiums compared to a younger person, obtain a fair competitive priced premium, experience excellent customer service, and willing to be a little patient during the process, then you came to the right place.
–Andrewread more at
Feb 17, 2021
So far so good I just started my policy…
So far so good I just started my policy a couple days ago. The process thus far as been great!
–Chrisread more at
Feb 17, 2021
Life Insurance Approval Process Thumbs Up!!!
I am licensed in TX for Life & Health insurance so I am familiar with excellent or poor underwriting and medical exam services. I am very pleased with the approval process.
–JOSE BALLEZAread more at
Feb 16, 2021
Great experience overall
Great experience overall. Highly recommend.
–Pimmy Shipwoodread more at