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How Haven Life Plus makes the holidays less hard

Fight jet lag. Stay healthy. Make the most of family time. Here’s how you’ll do it all this season.

This blog post is about Haven Life Plus. To learn more about this no-cost rider, available to eligible Haven Term policyholders, click here.

Over the years, countless scientific reports and exhaustive studies have reached a shocking conclusion: The holidays, if you can believe it, can be kind of… stressful.

Okay, you probably didn’t need a body of research to confirm what you already know from experience. That said, there’s a lot to be thankful for, too. Like Haven Life Plus. This rider, available at no cost to eligible Haven Term policyholders, can’t make all of those stressful issues go away. (Policyholders can learn more about accessing Haven Life Plus services here.) But it can make the holidays less hard with services that will help you stay in shape, fight jet lag, and even make the most of time with family. Read on to unwrap the gifts Haven Life Plus has waiting for you.

In this article:

An app to fight jet lag

After the last two years, it’s understandable if you haven’t traveled anywhere in a while. For those making the journey across time zones this holiday season — whether to see loved ones, or to get a little well-earned r-and-r — Timeshifter can help. Using NASA-backed science with contributions from a Harvard neuroscientist, it will help you and your family fight jet lag by optimizing your sleep schedule in line with how far you’re traveling and your typical sleep patterns. (It cannot, alas, tell your kids to go back to bed in the morning.) This app normally costs $24.99, but comes at no cost to eligible Haven Term policyholders.

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No-cost online will and trust services

No one likes to think about death, which is why so many people fail to have a plan for their estates in the event of their untimely demise. And even if you do, getting together with family over the holidays can be an opportunity to make sure you know their plans, too. In either case, Haven Life Plus makes end-of-life planning less hard thanks to a partnership with Trust & Will. These specialists let you make a legal will, or establish a trust, completely online, which will save you a lot of time and hassle. Better yet, you can do so at no cost if you’re an eligible Haven Term policyholder — a service that can normally cost up to $699.

No-cost end of life planning

Similar situation here: Lantern essentially serves as an online to-do list for end-of-life planning, from making plain what should happen to your body (burial? cremation? viking funeral?) to deciding what songs you do (or don’t) want played at your funeral. This comes in handy around the holidays as you might have a little time off from work, with free babysitting from the in-laws, to spend making important decisions with your partner. Or you can use their to-do lists (and handy advice) to steel you for talking through these things with your parents. Sure, these conversations are not what you’d call fun, but the peace of mind that comes from having them is a gift in and of itself. Eligible Haven Term customers enjoy no-cost access to a Premium Membership with Lantern, including a 1:1 post loss consultation, at no cost (a $149 value).

No-cost online document storage

LifeSite is an online filing cabinet where you can securely store important documents, from mortgage paperwork to medical records and passwords. These documents can be accessed from anywhere, and that’s why LifeSite can help make the holidays less hard. If you find yourself away (perhaps visiting family, perhaps taking a real vacation) and you need an important document, you can access it easily. (Certainly easier than bringing an actual filing cabinet with you.) And as with other services on this list, it can also come in handy as a way to make use of time with family, by ensuring that your loved ones’ important documents are accessible and up to date. This service typically costs $80 per year; for eligible Haven Term customers, it comes at no cost.

An app to help you stay in shape

Aaptiv is the exercise app with a gigantic and ever-growing range of activities from full-on cardio to guided meditation. It can make the holidays easier in two ways. For one, if you want to eat, drink and be merry over the holidays (and of course you do), that will be easier on your body if you exercise. (No, doing “bicep curls” with eggnog doesn’t count as exercise.) For another thing, Aaptiv provides a solid excuse for alone time. If you spend the holidays visiting family and you need to get out of the house by yourself for a while, tell them (honestly) that you’re going on one of Aaptiv’s guided walks. You know it’s for your mental health, your family thinks it’s for your physical health, and everybody’s happy. Easy. Aaptiv costs $100 a year, but eligible Haven Term policyholders can enjoy it at no cost.

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Telemedicine and pharmacy services

MinuteClinic is a no-appointment-needed medical clinic available at CVS and Target, and it also offers telehealth: Eligible Haven Term policyholders enjoy discounted services. While there are numerous seasonally-specific health problems that can make the holidays harder — like colds, or falling off a ladder while putting up decorations — MinuteClinic really makes the season easier in two ways. One is if you’re away visiting family (which is to say, away from your regular doctor) and you have a minor medical matter to take care of, you can use any MinuteClinic, no matter what part of the country you’re in. Two, sometimes doctors take holidays during the holidays. Sometimes their offices shut. You know what almost never shuts? CVS and Target. So even if you don’t go anywhere for the holidays, if your medical needs come up at a time when your doctor is out, you can still use MinuteClinic.

Oh, and if by some chance you’re not yet an eligible Haven Term policyholder, we’d be remiss not to mention that term life insurance, and the peace of mind it can provide, can truly make the holidays less hard, too. Get a quote today.

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About Michael Davis

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Our editorial policy

Haven Life is a customer-centric life insurance agency that’s backed and wholly owned by Massachusetts Mutual Life Insurance Company (MassMutual). We believe navigating decisions about life insurance, your personal finances and overall wellness can be refreshingly simple.

Our editorial policy

Haven Life is a customer centric life insurance agency that’s backed and wholly owned by Massachusetts Mutual Life Insurance Company (MassMutual). We believe navigating decisions about life insurance, your personal finances and overall wellness can be refreshingly simple.

Our content is created for educational purposes only. Haven Life does not endorse the companies, products, services or strategies discussed here, but we hope they can make your life a little less hard if they are a fit for your situation.

Haven Life is not authorized to give tax, legal or investment advice. This material is not intended to provide, and should not be relied on for tax, legal, or investment advice. Individuals are encouraged to seed advice from their own tax or legal counsel.

Our disclosures

Haven Term is a Term Life Insurance Policy (DTC and ICC17DTC in certain states, including NC) issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001 and offered exclusively through Haven Life Insurance Agency, LLC. In NY, Haven Term is DTC-NY 1017. In CA, Haven Term is DTC-CA 042017. Haven Term Simplified is a Simplified Issue Term Life Insurance Policy (ICC19PCM-SI 0819 in certain states, including NC) issued by the C.M. Life Insurance Company, Enfield, CT 06082. Policy and rider form numbers and features may vary by state and may not be available in all states. Our Agency license number in California is OK71922 and in Arkansas 100139527.

MassMutual is rated by A.M. Best Company as A++ (Superior; Top category of 15). The rating is as of Aril 1, 2020 and is subject to change. MassMutual has received different ratings from other rating agencies.

Haven Life Plus (Plus) is the marketing name for the Plus rider, which is included as part of the Haven Term policy and offers access to additional services and benefits at no cost or at a discount. The rider is not available in every state and is subject to change at any time. Neither Haven Life nor MassMutual are responsible for the provision of the benefits and services made accessible under the Plus Rider, which are provided by third party vendors (partners). For more information about Haven Life Plus, please visit:

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