Who needs life insurance?
Life insurance is a smart move when you have people in your life who depend on you financially.
Read moreAs restrictions ease and vaccination numbers rise, this summer promises to be easier than the last one. But it will still come with its own challenges, including some that are COVID-related (getting beach-ready after a year at home) and some that are not (what to do with the kids?).
Haven Life Plus — a rider to the Haven Term policy that provides a suite of partner services — can help make summer easier. And, crucially, more fun. Read on to find out how.
How: Aaptiv, which usually costs $100 a year, comes at no cost with Haven Life Plus. It’s an exercise app with a vast and ever-growing range of options, running the gamut from hardcore workouts to meditation. New options are being added constantly.
Why: Getting in shape this summer may be more challenging than usual, since many of us have been pretty sedentary over the past 12 months. Aaptiv makes it less hard by providing a range of workouts that allow you to start gently, perhaps with guided walks, and increase your level of activity until you’re doing full cardio. Also, although gyms are reopening, haven’t you spent enough time inside lately? Aaptiv workouts can be done in the great outdoors.
How: MinuteClinic is a no-appointment-needed medical clinic that you’ll find at CVS and Target. (It also offers telehealth.) Perhaps most importantly, policyholders can use Plus to get 15% off select MinuteClinic services, including cholesterol screening, Start to Stop smoking cessation, weight loss assessments and more. (Any of those might be especially useful after 15 months of pandemic and quarantine.)
Why: It’s likely been awhile since you really threw yourself into summertime things, both because of the season and because of COVID. You might pull a muscle. Your kid might fall off a playscape while at the park. Frankly, you might pull a muscle chasing your kid on a playscape. Things happen. And when they do, that’s when MinuteClinic comes in handy. You can use it for minor illnesses and injuries, as well as screenings and vaccinations, which you might be behind on given the pandemic. Fun? Maybe not. But MinuteClinic makes them all easier to deal with.
Life insurance is a smart move when you have people in your life who depend on you financially.
Read moreHow: LifeSite is like a super-secure online filing cabinet where you can store all your documents, from birth certificates to medical records to passwords and more. They can be accessed from anywhere, but only by you (and those who share your account).
Why: Two reasons. One: You may actually get to travel this summer, and it’ll be far easier to manage your life if you can access your documents from anywhere. Two: One of this summer’s tasks will be getting yourself and your family organized for a return to some kind of normality in the fall. LifeSite can play a major role in helping you painlessly organize your documents for all of that and more.
How: With Trust & Will, you can make a legally binding will without leaving the couch — at no cost. (Or, if you make a trust, you’ll get a credit for trust services through Haven Life Plus.) It’s all online and can take as little as 15 minutes.
Why: In all honesty, there is nothing about making a will that screams “summer fun,” but it is undoubtedly true that getting your affairs in order makes life less hard, regardless of the season. Also, if you and your family plan to have a summer that is relaxed, fun and carefree (at least compared to last year), that’ll be a whole lot easier if you remove unnecessary stress — like the stress of not having a will.
Simple financial moves all parents should check off their to-do list.
Read moreHow: Timeshifter is an anti-jetlag app created with NASA-backed science and contributions from a Harvard neuroscientist. It takes a detailed, scientific approach to helping you deal with jetlag from your summer vacation. And perhaps most impressive of all: It’s free through Haven Life Plus, and $24.99 for everyone else.
Why: If you haven’t been on a summer vacation for a while, that may change this summer, and adapting to jetlag (or driving-cross-country-and-staying-with-in-laws-lag) may be hard if you’re out of practice. Timeshifter makes it easier, with clear, timed instructions for what to do when (napping, avoiding light, drinking coffee, staying up). Also, Timeshifter helps you sleep better in general. If you’re going to have an active summer, you’ll need some rest.
And after the year we’ve all had, you deserve it.
Haven Life is a customer-centric life insurance agency that’s backed and wholly owned by Massachusetts Mutual Life Insurance Company (MassMutual). We believe navigating decisions about life insurance, your personal finances and overall wellness can be refreshingly simple.
Haven Life is a customer centric life insurance agency that’s backed and wholly owned by Massachusetts Mutual Life Insurance Company (MassMutual). We believe navigating decisions about life insurance, your personal finances and overall wellness can be refreshingly simple.
Our content is created for educational purposes only. Haven Life does not endorse the companies, products, services or strategies discussed here, but we hope they can make your life a little less hard if they are a fit for your situation.
Haven Life is not authorized to give tax, legal or investment advice. This material is not intended to provide, and should not be relied on for tax, legal, or investment advice. Individuals are encouraged to seed advice from their own tax or legal counsel.
Haven Term is a Term Life Insurance Policy (DTC and ICC17DTC in certain states, including NC) issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001 and offered exclusively through Haven Life Insurance Agency, LLC. In NY, Haven Term is DTC-NY 1017. In CA, Haven Term is DTC-CA 042017. Haven Term Simplified is a Simplified Issue Term Life Insurance Policy (ICC19PCM-SI 0819 in certain states, including NC) issued by the C.M. Life Insurance Company, Enfield, CT 06082. Policy and rider form numbers and features may vary by state and may not be available in all states. Our Agency license number in California is OK71922 and in Arkansas 100139527.
MassMutual is rated by A.M. Best Company as A++ (Superior; Top category of 15). The rating is as of Aril 1, 2020 and is subject to change. MassMutual has received different ratings from other rating agencies.
Haven Life Plus (Plus) is the marketing name for the Plus rider, which is included as part of the Haven Term policy and offers access to additional services and benefits at no cost or at a discount. The rider is not available in every state and is subject to change at any time. Neither Haven Life nor MassMutual are responsible for the provision of the benefits and services made accessible under the Plus Rider, which are provided by third party vendors (partners). For more information about Haven Life Plus, please visit: https://havenlife.com/plus