Why life insurance
Life insurance is a financial safety net for your partner, your kids, your life...Read more
The usual way to celebrate a mother on Mother’s Day is to get her flowers, chocolates or some kind of spa visit. Pampering, in other words. While that all sounds delightful, here at Haven Life we’re taking a different approach to Mother’s Day gifts. Ours will last longer than the temporary indulgences listed above, and parts of it will even outlast the recipient. Scroll down to unwrap the only thing any mother really needs — a guide to making motherhood less hard (with a little help Haven Life Plus).
But first, what is Haven Life Plus? Think of it as a no-cost bonus rider for eligible Haven Term policyholders. This rider includes a suite of discounted- and no-cost services (like membership to a fitness app and an online estate planning service) to help eligible policyholders while they’re still alive. Here are some ways it can help a mom.
When you become a mother, you gain all kinds of insights and experiences. But you also lose things — such as sleep. Whether you’ve restructured your sleep schedule around your baby/ human alarm clock, or are waking earlier to get your kids up, fed and off to school, sleep is a challenge when you’re a parent.
Timeshifter can make it less hard. This app, built with NASA-backed science, is designed to help anyone maximize their sleep under difficult circumstances, ranging from jetlag to orbiting Earth to motherhood. Essentially, you tell the app what your ideal sleep schedule will be, and it will help you transition from your current one. (This will come in especially handy with summer vacation around the corner.)
Life insurance is a financial safety net for your partner, your kids, your life...Read more
Minor scrapes and unpleasant-but-not-too-serious infectious diseases are an unavoidable part of being a kid — and, because your child is essentially a petri dish, incubating and passing on the illnesses they acquire, those colds and runny noses are bound to make their way to Mom.
MinuteClinic, the medical clinic at CVS and Target, is a great timesaver in these situations, because you can use it without an appointment. It’s also a money saver if you’re an eligible Haven Life customer, because that entitles you to a 15% off discount.
No, really — hear us out: One of the strange things about welcoming new life into the world is that it makes you think about death. A lot. As a parent you hope and expect your children to outlive you, but your responsibilities to your offspring don’t necessarily end when your life does. Therefore, you may be thinking about getting your will in order, which can seem overwhelming. (Because, you know, you’re busy raising a child.)
Luckily, Haven Life partner Trust & Will can help you make a legally binding will (or trust) in less time than it takes to watch an episode of Succession. Once that’s done, use Lantern to document your after-death wishes in as much detail as you want — whether and how to be buried, what to do with your digital accounts, what music you want at your funeral and more. This will relieve your kids of a burden in the future and relieve you of worries in the present. (We’d be remiss if we didn’t mention that buying term life insurance plays a similar stress-reducing role.)
Simple financial moves all parents should check off their to-do list.Read more
Scheduling becomes harder when you’re a parent, and your exercise regime is often a casualty. One of the many good things about Aaptiv, the fitness app that is available at no cost to eligible Haven Life customers, is that its contents are so varied that you’re all but guaranteed to find a workout that works for you, however much time you do (or don’t) have and whatever level of exertion you want.
Another bonus: Aaptiv has workouts that are fun for the whole family, whatever your kids’ ages, as well as others that are just for one. So if you want a structured reason to get out of the house alone for a while, this could be the app for you.
When we say “mess” we mean “all of you and your family’s important documents,” which are probably not as well-ordered as they could be. LifeSite is a digital vault — an ultra-secure online filing cabinet in which you can store all your important records and those of your family. Should you find yourself traveling with your kids and suddenly need their medical records, for example, LifeSite will mean they’re just a few taps of your phone away.
The service can also be used to store everything from mortgage deeds to pet vaccination records. Perhaps the best part is that you can choose to share your LifeSite account with your family (with as many limits as you want), which means you can enlist their help in filling it: For example, you can have them store shared passwords for things like streaming services. So that’s one more way that Haven Life Plus makes motherhood less hard: It puts your kids to work. And, at least for one day a year, that’s all you can ask for.
Haven Life is a customer-centric life insurance agency that’s backed and wholly owned by Massachusetts Mutual Life Insurance Company (MassMutual). We believe navigating decisions about life insurance, your personal finances and overall wellness can be refreshingly simple.
Haven Life is a customer centric life insurance agency that’s backed and wholly owned by Massachusetts Mutual Life Insurance Company (MassMutual). We believe navigating decisions about life insurance, your personal finances and overall wellness can be refreshingly simple.
Our content is created for educational purposes only. Haven Life does not endorse the companies, products, services or strategies discussed here, but we hope they can make your life a little less hard if they are a fit for your situation.
Haven Life is not authorized to give tax, legal or investment advice. This material is not intended to provide, and should not be relied on for tax, legal, or investment advice. Individuals are encouraged to seed advice from their own tax or legal counsel.
Haven Term is a Term Life Insurance Policy (DTC and ICC17DTC in certain states, including NC) issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001 and offered exclusively through Haven Life Insurance Agency, LLC. In NY, Haven Term is DTC-NY 1017. In CA, Haven Term is DTC-CA 042017. Haven Term Simplified is a Simplified Issue Term Life Insurance Policy (ICC19PCM-SI 0819 in certain states, including NC) issued by the C.M. Life Insurance Company, Enfield, CT 06082. Policy and rider form numbers and features may vary by state and may not be available in all states. Our Agency license number in California is OK71922 and in Arkansas 100139527.
MassMutual is rated by A.M. Best Company as A++ (Superior; Top category of 15). The rating is as of Aril 1, 2020 and is subject to change. MassMutual has received different ratings from other rating agencies.
Haven Life Plus (Plus) is the marketing name for the Plus rider, which is included as part of the Haven Term policy and offers access to additional services and benefits at no cost or at a discount. The rider is not available in every state and is subject to change at any time. Neither Haven Life nor MassMutual are responsible for the provision of the benefits and services made accessible under the Plus Rider, which are provided by third party vendors (partners). For more information about Haven Life Plus, please visit: https://havenlife.com/plus
Jun 8, 2023
I filled out the application on Sunday afternoon, and was fully approved before noon on Monday. I was initially told that I would need a medical exam, but in the process, it was determined that I didn’t actually need a medical exam to be approved. So, this was a welcome surprise. Also, the initial quote I was given (before completing the application) was only about $15 off from the final approved premium. The Haven Team communicated with me regularly thoughout the application process and promptly answered my questions. Overall, this was an extremely smooth, efficient, and pleasant experience. My family and I are thrilled to have this affordable policy that will last 30 years, onto my 70s. Thank you, Haven!
–HBread more at
Jun 7, 2023
Easy application process and great rates compared to other insurance companies I considered. The health screening portion was a bit long and I kept getting follow up questions for medical history related to my wife and not myself.
–Tylerread more at
Jun 1, 2023
Easy to apply I just got approved last week so haven't had to make any claims or anything like that (as this is a life insurance policy, guess that's a good thing lol). But what put Haven Life at the top of my list was their intuitive website and easy application process. All done online and then the physical exam was done in my home! Very easy process.
–S Speightread more at
May 25, 2023
There was truly no medical exam for their term life insurance. The customer service was responsive and helpful. The price was comparable to another company with the same terms.
–Bukkyread more at
May 11, 2023
Wonderful company!! I definitely recommend Haven life!! Awesome at finding the best coverage for me! Great coverage that is affordable!! Glad I listened to the recommendation that was given to me about this company
–Blaiseread more at