Help HelpHelp Help HelpHelp


Term Life Insurance 101

Term Life Insurance 101


Welcome to our term life insurance guide. If you're here, it's probably because you're trying to determine if you need term life insurance.

Well, good news. You've come to the right place.

Selecting and purchasing term life insurance can be a confusing process. If you're just starting your research, we encourage you to read through all five sections of this guide. Our step-by-step process gives you all you need to know quickly and clearly.

Of course, if you're already familiar with life insurance, feel free to just skim or jump around to your most pressing questions:

  • Grasp the essentials: What is life insurance, and what is the difference between term life insurance and permanent life insurance?
  • Determine your needs: Who needs life insurance, and is an employer-provided policy enough?
  • Choosing a policy: Policy features vary. What features should you pay close attention to when choosing a life insurance policy?
  • Applying for Term Life Insurance: What does the application process look like? What information do you need to provide?
  • Maintaining your policy: When should you revisit your needs to ensure you have ample coverage? What happens when your policy expires?


The new changes will appear in a moment.


We haven't been able to contact the server. There may be a problem with your internet connection. Try Again